Best city for retirement? Philadelphia, PA

C
Score
55/100
Rank #114 (top 200 cities)
Data: ACS 2023 (5-year)

Philadelphia can work for retirement if you’re optimizing for typical rent (2br), plus typical home value. Overall, it’s closer to the median in this set (#114 of 200). The biggest tradeoff is commute 45+ min share.

Methodology · Sources · PA rankings

Scope note (city proper)

This page scores the incorporated city limits (Census “Place”), not the metro area. Popular retirement destinations can look very different at the metro level.

Why Philadelphia ranks here

  • Typical rent (2BR): $1,394/mo (3% lower than the national median; better for this metric).
  • Typical home value: $232,400 (33% lower than the national median; better for this metric).
  • Age 65+ share: 14% (5% higher than the national median; better for this metric).

Watch-outs

  • Commute 45+ min share: 25% (119% higher than the national median; worse for this metric).
  • Broadband subscription: 87% (4% lower than the national median; worse for this metric).

City snapshot

Basic demographics from ACS 2023 (city proper).

Population
1,582,432
Estimated total population (ACS).
Male vs female
Male 47%Female 53%

Key metrics

Values shown are from ACS 2023. National medians are computed across the ranked city set.

Typical rent (2BR)
$1,394/mo
National median: $1,441/mo
Typical home value
$232,400
National median: $347,900
Age 65+ share
14%
National median: 14%
Median age
35
National median:
Median household income
$60,698
National median: $75,598
Broadband subscription
87%
National median: 91%

Score breakdown (by category)

Category scores are 0–100 and summarize groups of metrics used in the final score.

City
National median (dataset)
Affordability
Typical 2BR rent and typical home value.
78/100
Retiree Signals
Age mix and income as broad service proxies.
16/100
Connectivity
Broadband access for everyday logistics.
87/100
Comfort
Climate comfort and commute friction.
75/100

Education (age 25+)

Share of adults by attainment (ACS).

13%
Less than HS
53%
HS / Some college
19%
Bachelor’s
15%
Advanced

Age mix

Share of residents age 65+ (ACS).

14%
Age 65+
86%
Under 65

Internet access

Household broadband subscription (ACS).

87%
Broadband
13%
No broadband

Scorecard breakdown

Bars are rescaled to 0–100 for readability (percentage metrics use their actual percent).

City
National median (dataset)
Typical rent (2BR)
National median $1,441/mo
$1,394/mo
Typical home value
National median $347,900
$232,400
Age 65+ share
National median 14%
14%
Median household income
National median $75,598
$60,698
Broadband subscription
National median 91%
87%
Commute 45+ min share
National median 11%
25%

Similar cities (by score)

FAQ

What is Philadelphia’s retirement score and rank?
Philadelphia, PA scores C (55/100) and ranks #114 out of the top 200 US cities in this dataset.
Is this based on Philadelphia city proper or the metro area?
City proper (incorporated place). This uses Census ‘Place’ boundaries, not the metro area. Metro-level retirement patterns can differ a lot from the city itself.
What is the population of Philadelphia, PA?
Population is about 1,582,432 (ACS 2023, city proper).
What is the male vs female split in Philadelphia, PA?
About 47% male and 53% female (ACS 2023).
How affordable is housing in Philadelphia, PA?
Typical rent (2BR) is $1,394/mo (national median: $1,441/mo). Typical home value is $232,400 (national median: $347,900).
What share of residents are 65+ in Philadelphia, PA?
Age 65+ share is 14% (national median: 14%).
How common is broadband internet in Philadelphia, PA?
Broadband subscription is 87% of households (national median: 91%).
What does the education mix look like in Philadelphia, PA?
Among adults 25+, the shares are roughly: less than HS 13%, HS/some college 53%, bachelor’s 19%, advanced 15%.
Where does this data come from for Philadelphia, PA?
Metrics are from Census ACS 2023 5-year estimates (city proper / incorporated place), with optional NOAA climate normals when available.

Note: Scores are informational and depend on data coverage and methodology. Always validate against your personal constraints (healthcare access, neighborhoods, taxes, climate preferences, support network).