BestCityFor

Best city for retirement? New York, NY

D
Score
38/100
Rank #174 (top 200 cities)
Data: ACS 2023 (5-year)

New York may not rank at the top for retirement, but it can be a fit if you care about age 65+ share alongside typical rent (2br). Overall, it’s not a top-ranked option in this set (#174 of 200), so fit matters. A common tradeoff is commute 45+ min share.

Methodology · Sources · NY rankings

Scope note (city proper)

This page scores the incorporated city limits (Census “Place”), not the metro area. Popular retirement destinations can look very different at the metro level.

Why New York ranks here

  • Typical rent (2BR): $1,781/mo (24% higher than the national median; worse for this metric).
  • Age 65+ share: 16% (18% higher than the national median; better for this metric).
  • Median household income: $79,713 (5% higher than the national median; better for this metric).

Watch-outs

  • Commute 45+ min share: 42% (271% higher than the national median; worse for this metric).
  • Broadband subscription: 89% (2% lower than the national median; worse for this metric).

City snapshot

Basic demographics from ACS 2023 (city proper).

Population
8,516,202
Estimated total population (ACS).
Male vs female
Male 48%Female 52%

Key metrics

Values shown are from ACS 2023. National medians are computed across the ranked city set.

Typical rent (2BR)
$1,781/mo
National median: $1,441/mo
Typical home value
$751,700
National median: $347,900
Age 65+ share
16%
National median: 14%
Median age
38
National median: —
Median household income
$79,713
National median: $75,598
Broadband subscription
89%
National median: 91%

Score breakdown (by category)

Category scores are 0–100 and summarize groups of metrics used in the final score.

City
National median (dataset)
Affordability
Typical 2BR rent and typical home value.
34/100
Retiree Signals
Age mix and income as broad service proxies.
29/100
Connectivity
Broadband access for everyday logistics.
89/100
Comfort
Climate comfort and commute friction.
58/100

Education (age 25+)

Share of adults by attainment (ACS).

16%
Less than HS
43%
HS / Some college
24%
Bachelor’s
17%
Advanced

Age mix

Share of residents age 65+ (ACS).

16%
Age 65+
84%
Under 65

Internet access

Household broadband subscription (ACS).

89%
Broadband
11%
No broadband

Map

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Scorecard breakdown

Bars are rescaled to 0–100 for readability (percentage metrics use their actual percent).

City
National median (dataset)
Typical rent (2BR)
National median $1,441/mo
$1,781/mo
Typical home value
National median $347,900
$751,700
Age 65+ share
National median 14%
16%
Median household income
National median $75,598
$79,713
Broadband subscription
National median 91%
89%
Commute 45+ min share
National median 11%
42%

Similar cities (by score)

#172 Moreno Valley, CA
39/100
#173 Salinas, CA
39/100
#175 Garden Grove, CA
38/100
#176 Torrance, CA
38/100

FAQ

›What is New York’s retirement score and rank?
New York, NY scores D (38/100) and ranks #174 out of the top 200 US cities in this dataset.
›Is this based on New York city proper or the metro area?
City proper (incorporated place). This uses Census ‘Place’ boundaries, not the metro area. Metro-level retirement patterns can differ a lot from the city itself.
›What is the population of New York, NY?
Population is about 8,516,202 (ACS 2023, city proper).
›What is the male vs female split in New York, NY?
About 48% male and 52% female (ACS 2023).
›How affordable is housing in New York, NY?
Typical rent (2BR) is $1,781/mo (national median: $1,441/mo). Typical home value is $751,700 (national median: $347,900).
›What share of residents are 65+ in New York, NY?
Age 65+ share is 16% (national median: 14%).
›How common is broadband internet in New York, NY?
Broadband subscription is 89% of households (national median: 91%).
›What does the education mix look like in New York, NY?
Among adults 25+, the shares are roughly: less than HS 16%, HS/some college 43%, bachelor’s 24%, advanced 17%.
›Where does this data come from for New York, NY?
Metrics are from Census ACS 2023 5-year estimates (city proper / incorporated place), with optional NOAA climate normals when available.

Note: Scores are informational and depend on data coverage and methodology. Always validate against your personal constraints (healthcare access, neighborhoods, taxes, climate preferences, support network).