Best city for retirement? Chula Vista, CA

D
Score
40/100
Rank #169 (top 200 cities)
Data: ACS 2023 (5-year)

Chula Vista may not rank at the top for retirement, but it can be a fit if you care about typical rent (2br) alongside median household income. Overall, it’s not a top-ranked option in this set (#169 of 200), so fit matters. A common tradeoff is commute 45+ min share.

Methodology · Sources · CA rankings

Scope note (city proper)

This page scores the incorporated city limits (Census “Place”), not the metro area. Popular retirement destinations can look very different at the metro level.

Why Chula Vista ranks here

  • Median household income: $105,173 (39% higher than the national median; better for this metric).
  • Typical rent (2BR): $2,064/mo (43% higher than the national median; worse for this metric).
  • Typical home value: $697,400 (100% higher than the national median; worse for this metric).

Watch-outs

  • Commute 45+ min share: 18% (58% higher than the national median; worse for this metric).
  • Age 65+ share: 13% (5% lower than the national median; worse for this metric).

City snapshot

Basic demographics from ACS 2023 (city proper).

Population
275,030
Estimated total population (ACS).
Male vs female
Male 49%Female 51%

Key metrics

Values shown are from ACS 2023. National medians are computed across the ranked city set.

Typical rent (2BR)
$2,064/mo
National median: $1,441/mo
Typical home value
$697,400
National median: $347,900
Age 65+ share
13%
National median: 14%
Median age
37
National median:
Median household income
$105,173
National median: $75,598
Broadband subscription
94%
National median: 91%

Score breakdown (by category)

Category scores are 0–100 and summarize groups of metrics used in the final score.

City
National median (dataset)
Affordability
Typical 2BR rent and typical home value.
25/100
Retiree Signals
Age mix and income as broad service proxies.
45/100
Connectivity
Broadband access for everyday logistics.
94/100
Comfort
Climate comfort and commute friction.
82/100

Education (age 25+)

Share of adults by attainment (ACS).

14%
Less than HS
53%
HS / Some college
22%
Bachelor’s
10%
Advanced

Age mix

Share of residents age 65+ (ACS).

13%
Age 65+
87%
Under 65

Internet access

Household broadband subscription (ACS).

94%
Broadband
6%
No broadband

Scorecard breakdown

Bars are rescaled to 0–100 for readability (percentage metrics use their actual percent).

City
National median (dataset)
Typical rent (2BR)
National median $1,441/mo
$2,064/mo
Typical home value
National median $347,900
$697,400
Age 65+ share
National median 14%
13%
Median household income
National median $75,598
$105,173
Broadband subscription
National median 91%
94%
Commute 45+ min share
National median 11%
18%

Similar cities (by score)

FAQ

What is Chula Vista’s retirement score and rank?
Chula Vista, CA scores D (40/100) and ranks #169 out of the top 200 US cities in this dataset.
Is this based on Chula Vista city proper or the metro area?
City proper (incorporated place). This uses Census ‘Place’ boundaries, not the metro area. Metro-level retirement patterns can differ a lot from the city itself.
What is the population of Chula Vista, CA?
Population is about 275,030 (ACS 2023, city proper).
What is the male vs female split in Chula Vista, CA?
About 49% male and 51% female (ACS 2023).
How affordable is housing in Chula Vista, CA?
Typical rent (2BR) is $2,064/mo (national median: $1,441/mo). Typical home value is $697,400 (national median: $347,900).
What share of residents are 65+ in Chula Vista, CA?
Age 65+ share is 13% (national median: 14%).
How common is broadband internet in Chula Vista, CA?
Broadband subscription is 94% of households (national median: 91%).
What does the education mix look like in Chula Vista, CA?
Among adults 25+, the shares are roughly: less than HS 14%, HS/some college 53%, bachelor’s 22%, advanced 10%.
Where does this data come from for Chula Vista, CA?
Metrics are from Census ACS 2023 5-year estimates (city proper / incorporated place), with optional NOAA climate normals when available.

Note: Scores are informational and depend on data coverage and methodology. Always validate against your personal constraints (healthcare access, neighborhoods, taxes, climate preferences, support network).