BestCityFor

Best city for retirement? Charlotte, NC

C
Score
55/100
Rank #117 (top 200 cities)
Data: ACS 2023 (5-year)

For retirement, Charlotte lands closer to the middle of the pack but can shine on typical home value alongside typical rent (2br). Overall, it’s a mid-pack option in this dataset (#117 of 200). A common tradeoff is age 65+ share.

Methodology · Sources · NC rankings

Scope note (city proper)

This page scores the incorporated city limits (Census “Place”), not the metro area. Popular retirement destinations can look very different at the metro level.

Why Charlotte ranks here

  • Typical rent (2BR): $1,491/mo (3% higher than the national median; worse for this metric).
  • Typical home value: $351,500 (1% higher than the national median; worse for this metric).
  • Median household income: $78,438 (4% higher than the national median; better for this metric).

Watch-outs

  • Age 65+ share: 11% (21% lower than the national median; worse for this metric).
  • Commute 45+ min share: 11% (2% lower than the national median; better for this metric).

City snapshot

Basic demographics from ACS 2023 (city proper).

Population
886,283
Estimated total population (ACS).
Male vs female
Male 48%Female 52%

Key metrics

Values shown are from ACS 2023. National medians are computed across the ranked city set.

Typical rent (2BR)
$1,491/mo
National median: $1,441/mo
Typical home value
$351,500
National median: $347,900
Age 65+ share
11%
National median: 14%
Median age
34
National median: —
Median household income
$78,438
National median: $75,598
Broadband subscription
93%
National median: 91%

Score breakdown (by category)

Category scores are 0–100 and summarize groups of metrics used in the final score.

City
National median (dataset)
Affordability
Typical 2BR rent and typical home value.
67/100
Retiree Signals
Age mix and income as broad service proxies.
26/100
Connectivity
Broadband access for everyday logistics.
93/100
Comfort
Climate comfort and commute friction.
89/100

Education (age 25+)

Share of adults by attainment (ACS).

10%
Less than HS
42%
HS / Some college
30%
Bachelor’s
17%
Advanced

Age mix

Share of residents age 65+ (ACS).

11%
Age 65+
89%
Under 65

Internet access

Household broadband subscription (ACS).

93%
Broadband
7%
No broadband

Map

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Scorecard breakdown

Bars are rescaled to 0–100 for readability (percentage metrics use their actual percent).

City
National median (dataset)
Typical rent (2BR)
National median $1,441/mo
$1,491/mo
Typical home value
National median $347,900
$351,500
Age 65+ share
National median 14%
11%
Median household income
National median $75,598
$78,438
Broadband subscription
National median 91%
93%
Commute 45+ min share
National median 11%
11%

Similar cities (by score)

#115 Lakewood, CO
55/100
#116 Fort Lauderdale, FL
55/100
#118 Murfreesboro, TN
55/100
#119 Providence, RI
54/100

FAQ

›What is Charlotte’s retirement score and rank?
Charlotte, NC scores C (55/100) and ranks #117 out of the top 200 US cities in this dataset.
›Is this based on Charlotte city proper or the metro area?
City proper (incorporated place). This uses Census ‘Place’ boundaries, not the metro area. Metro-level retirement patterns can differ a lot from the city itself.
›What is the population of Charlotte, NC?
Population is about 886,283 (ACS 2023, city proper).
›What is the male vs female split in Charlotte, NC?
About 48% male and 52% female (ACS 2023).
›How affordable is housing in Charlotte, NC?
Typical rent (2BR) is $1,491/mo (national median: $1,441/mo). Typical home value is $351,500 (national median: $347,900).
›What share of residents are 65+ in Charlotte, NC?
Age 65+ share is 11% (national median: 14%).
›How common is broadband internet in Charlotte, NC?
Broadband subscription is 93% of households (national median: 91%).
›What does the education mix look like in Charlotte, NC?
Among adults 25+, the shares are roughly: less than HS 10%, HS/some college 42%, bachelor’s 30%, advanced 17%.
›Where does this data come from for Charlotte, NC?
Metrics are from Census ACS 2023 5-year estimates (city proper / incorporated place), with optional NOAA climate normals when available.

Note: Scores are informational and depend on data coverage and methodology. Always validate against your personal constraints (healthcare access, neighborhoods, taxes, climate preferences, support network).